Your Rate Drops Here.
Average savings of $114/mo for drivers 24–30 with clean records.
Find a lower rate within 30 days and we refund your first month. No questions.
No forms. No commitment. Just your number.
Exhibit A
The Numbers.
Side by Side.
Same driver. Same car. Same zip code. Different companies.
| What You're Paying For | Switchyour rate | Legacy A | Legacy B |
|---|---|---|---|
Monthly Premium Avg. for 26-yr-old, clean record, 2020 Honda Civic | $87/mo | $201/mo | $178/mo |
Deductible Flexibility Can you adjust it in-app, instantly? | $250–$2,000 in-app | $500 fixed | $500–$1,000 by call |
App Response Time Time to open a claim or make a change | < 8 seconds | 4–7 minutes | 2–5 minutes |
Roadside Wait Average dispatch-to-arrival time | 18 minutes | 47 minutes | 52 minutes |
Policy Change Speed Add a vehicle or update coverage | Instant, in-app | 24–48 hrs by phone | 1–3 business days |
Bundling Discount Renters + auto combined | Up to 22% off | Up to 8% off | Up to 11% off |
Cancellation Fee Early termination penalty | $0 | $75 flat fee | Pro-rated, ~$60 |
Mobile Claim Filing Photo upload + AI damage assessment | ✓ Full AI review | ✓ Photo upload only | ✗ Call required |
* Data based on anonymized rate comparisons for drivers aged 24–30, clean record, single vehicle, urban/suburban ZIP codes. Feb 2026.
Takes 8 seconds. No credit card.
The Evidence
Real People.
Real Receipts.
Anonymized. Timestamped. Verifiable on request.
M.T. — First-Year Nurse
Austin, TX · 2019 Toyota Corolla
"I literally Googled this at midnight after getting my renewal notice. Had my new rate in under a minute."
⏱ Feb 12, 2026 — 11:47 PM
D.O. — Junior Financial Analyst
Charlotte, NC · 2021 Honda Civic
"My old carrier raised my rate 18% when I turned 26. Switch quoted me in the time it takes to unlock my phone."
⏱ Jan 28, 2026 — 9:14 PM
R.K. — Apprentice Electrician
Columbus, OH · 2018 Ford F-150
"Trucks always get hit hard on insurance. Switch was the first quote that didn't feel like a punishment."
⏱ Feb 3, 2026 — 7:22 PM
Across all Switch users, ages 24–30
Average savings of $114/mo in the first year.
Based on 12,400+ policies
Feb 2026 cohort data
Final Exhibit
You're not buying anything.
Just looking at a number.
30-day guarantee: If you find a lower rate anywhere within 30 days of switching, we refund your first month in full.